Vehicle Loans

I want to:

New and Used Autos

Turn your dream vehicle into a rolling reality with new and used car financing from Deer Valley Credit Union.

  • Simple online loan application
  • Competitive auto loan rates from 3.74% APR¹
  • Terms from 24 - 84 months²

See our Dealer of the Month for exclusive discounted auto pricing for members.

Learn more about our proof of insurance requirements.

Get Pre-Approved

Refinance Your Vehicle

We make refinancing your auto loan from another financial institution simple with our online loan application and competitive auto loan refinance rates. Plus, you will receive up to 1% cash back3 and you choose whether to give, get or split the cash back:

  • Give. Donate to Phoenix Children's. We will donate the 1% cash back to Phoenix Children's.
  • Get. You keep the cash back. We will make a deposit of the 1% cash back into your savings account associated with the loan.
  • Split. 50% to you, 50% to Phoenix Children's. We will split the 1% cash back 50/50 into a donation to Phoenix Children's and make a deposit into your savings account associated with the loan.

Refinance Now

Motorcycle

Sport bike or cruiser, make the most of your budget and fuel economy with a motorcycle loan.

  • Competitive auto loan rates from 3.74% APR¹
  • Save with monthly payments that work with your budget

Get Pre-Approved

RV

Pack up and hit the road with the versatility and comfort of an RV loan from DVCU.

  • Rates from 6.25% APR¹
  • Budget-friendly loan terms from 60-120 months²

Get Pre-Approved

Shop Smart

Find the right car at the right price with our handy AutoSMART tool. Just remember to get pre-approved to make your auto buying dollar go further.

      “I can’t believe I drove that old clunker around for years, when financing from DVCU was so easy and affordable.
      I love my new SUV and it fits my growing family perfectly.”
      Zoe B. | Member Since 1998


¹APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.

²For a 72-month term the amount financed must equal or exceed $15,000. For an 84-month term the amount financed must equal or exceed $30,000.

³Cash back will be 1.00% of the loan proceeds, up to a maximum of $500. Loan must be transferred from another financial institution to qualify for cash back. Minimum loan amount is $2,500. Your account must remain active and in good standing to qualify for cash back. Cash back will be credited to your primary share account six months after loan closing and may be reported on IRS Form 1099-INT. DVCU membership is required. Cash back offer expires April 30, 2018.