Consumer Loans

Wondering how you can upgrade your kitchen appliances, furnish the nursery, take a vacation or just give yourself a little more financial freedom? Deer Valley Credit Union has several secured and unsecured loan options to help you truly own your personal financing.

Personal (Unsecured) Loans

The beauty of a personal loan is that you decide on the amount and how to use it. It’s ideal for a special or specific purpose over a set period of time.

  • Simple online loan application
  • No collateral required

Get Pre-Approved

Lines of Credit

Sometimes you simply need more cash on hand. A line of credit from DVCU lets you expand your purchase power, as it gives you the ability to take advances up to your approved limit.

  • Competitive rates and flexible terms
  • Revolving availability of funds

Get Pre-Approved

Share and Savings Secured Loans

If you want to establish credit or have a loan with a built-in backup plan, a secured loan from DVCU is a great option for you. You already own the funds in your share savings or share certificate account; you are simply using them as collateral to obtain a lower loan interest rate.

  • Instant approval with no credit check
  • Share savings or certificate continues to earn dividends

Get Pre-Approved

Loan Rates

View rates and terms for secured and unsecured loan options.

“Being able to consolidate my high-interest credit card debt with a personal loan from DVCU gave me the financial breathing room I needed to get back on track.”
Arthur W. | Member Since 1996

All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.