Fee Schedule

Effective January 1, 2017 - (Printable Version)

Service Fee
Account Research $25.00 per hour; one-hour minimum. Copies (ex: checks or statements) are free up to ten (10) items and $2.00 per item over ten (10).
Bad Address $10.00 per month
Business Checking Service Charge $7.00 per month, waived with $10,000 average monthly balance
Business Coin & Currency 1% of the order
Check Printing Cost will vary based on check selection
Collection/Foreign Items $25.00 per item plus direct costs.
Dormant Account (savings only) $10.00 per month if no activity for one (1) year. This will be waived if you meet any of the following conditions: 1) You are under 18 years of age. 2) You have an active loan or share certificate. 3) The aggregate balance of your share accounts exceeds $1,000.00.
Excessive Transaction Fee Savings, sub-savings or money market. $5.00 per transfer after 6 per month. These transfers include overdraft transfers from savings, ACH debits, phone transfers, remote banking, ultra-voice and automatic transfers.
Foreign ATM Usage No fee is charged for the use of an ATM owned by us or Allpoint (www.allpointnetwork.com). At Non-DVCU or Non-Allpoint owned ATMs, four (4) free transactions per month; $2.00 per transaction thereafter. Other institutions may assess a fee when you use their ATM.
Official Check Five (5) free per month; $2.00 per check thereafter
Overdraft Fee $35.00 per paid item. If you do not have available funds in your account to cover an item, we may pay the item and overdraw your account (an overdraft item). "Items" include overdrafts created by check, in person withdrawals, ATM withdrawals, or other electronic means.
Pay by Phone With Credit/Debit Card Fee 5% of payment amount.
Return Fee $35.00 per returned item. If you do not have available funds in your account to cover an item, we may return the item unpaid (a returned item). “Items” include checks and other electronic payments.
Remote Deposits Adjustment $5.00 per item
Returned Deposited Item $35.00 per Member Check
$20.00 per Third Party Item
If we cash an item for you, accept an item for deposit to your account or as a loan payment and it is later returned unpaid, we charge you a Returned Deposited Item Fee.
Safe Deposit Box Rental (Annual Fee) 3” x 10” – $40.00
5” x 10” – $50.00
10” x 10” – $85.00
Stop Payment Fee $35.00 per member item or per official item
Visa® International Transaction Fee 1.50% on all international transactions